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PLEASE REVIEW OUR TERMS OF USE CAREFULLY BEFORE YOU USE OUR WEB SITE.  
Use of the Investorsbuzz website and its services are subject to the following Terms of Use Agreement (“TOU”). Investorsbuzz reserves the right to update the TOU at any time without notice. Changes can include but are not limited to changing the terms and conditions of the TOU; Change the Site, including eliminating or discontinuing any content or feature of the Site; or Impose fees, charges or other conditions for use of the Site or parts thereof (you shall be given notice reasonably ahead). 

By using this website, you acknowledge and agree to these limitations as set forth. If you do not agree to the terms and conditions contained in the TOU, we do not consent to provide you with access to the Site, and you should cease your use of it.
The term ‘Investorsbuzz’ or ‘Investorsbuzz.com’ or ‘us’ or ‘we’ refers to the owner of the website located at investorsbuzz. The term ‘you’ refers to the user or viewer of our website.

1. Securities Disclaimer
You understand that the information published on the site should not be construed as an offer or solicitation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. 
You further understand that Should any of the content produced by any of the bloggers or other content producers, be deemed as advice relating to a security, the information is impersonal and not tailored to any specific person or institution and their specific needs
You understand that all investing is subject to a number of risks which are not listed and outlined in the discussions on a particular security. Furthermore, please be aware that published posts, blogs and other information can influence the stock price of a particular security.
You understand that opinions on a particular security or product or any subject matter in one blog post may differ from another published blog post on investorsbuzz.com
You understand that at the time of writing a particular post or at the time you conduct a transaction in a particular security one or more authors (bloggers or content contributors or their affiliates) may have a position in that particular security.
You understand that should authors perform calculations they use information sources that they believe are reliable and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.
The content published is as of the date published or indicated, including references to other posts and content, you understand that markets change constantly and that the content may be outdated and not relevant anymore after subsequent events and should therefore not be relied upon.

2. Not Investment Recommendation or Professional Advice
The information contained in the Investorsbuzz Website is just for informational purposes. No information published on the Investorsbuzz Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever. Investorsbuzz does not intend to provide investment, legal or tax advice through the Investorsbuzz Website and does not represent that any securities or services discussed are suitable for any investor.

When making a decision about your investments, you should seek the advice of a professional financial advisor, or attorney for your legal situation, or tax professional for your tax situation.

3. Copyright, Linking Policy and Trademarks
Investorsbuzz respects the intellectual property rights of others. The Site and the content contained herein, as well as all copyrights, are the property of Investorsbuzz. 
Should you believe that your work has been copied and made accessible on Investorsbuzz in a manner such that it constitutes a copyright infringement or violation of intellectual property rights, please contact investorsbuzz@gmail.com and including a description of the copyrighted work that you claim has been infringed, including the URL (web page link) of the location where the copyrighted work exists or a copy of the copyrighted work; and a description of where the material that you claim is infringing is located on the site, including the URL.
It is allowed to access, use, download or print out copies of the content from the Investorsbuzz website, exclusively for your personal, non-commercial use. You accept that you do not acquire any ownership rights by using the Site.
The Website contains links to other web sites or resources. Any use by you of such links occurs on your own risk and responsibility. We do not review the sites linked to this website and do not have any responsibility for their content and the products or services described on such sites nor have we checked their legitimacy. You acknowledge that we shall not be held responsible for the legality, accuracy, or appropriateness of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content
We neither control nor endorse such other web sites, nor have we reviewed or approved any content that appears on such other web sites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or appropriateness of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.
You may link to any content on Investorsbuzz Website. If you are interested in reprinting, republishing or distributing content from Investorsbuzz, please contact Investorsbuzz.com to obtain consent. 

4.User Conduct
You may not republish, upload, post, transmit or distribute content from the Site to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior written permission. Modification of the content or use of the content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.
With regards to posting content, we must reserve the right to remove certain content that you may post. Investorsbuzz has the right in its sole discretion, to edit, move, delete, and/or remove any comment posted on its Site at any time. Without limiting the foregoing, Investorsbuzz has the right to delete any comment that it believes, in its sole discretion, does or may violate the Terms of Use.
As a general matter, you may submit content freely on our website to the blogs, as long as the content is not illegal, immoral, obscene, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or otherwise injurious or objectionable.
By posting content to any blog, you warrant and represent that you either own or otherwise control all of the rights to that content, including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the content, or that your use of the content is a protected fair use. You agree that you will not knowingly and with intent to defraud provide material and misleading false information. You represent and warrant also that the content you supply does not violate these Terms, and that you will indemnify and hold Investorsbuzz harmless for any and all claims resulting from content you supply.
You acknowledge that Investorsbuzz does not pre-screen or regularly review all posted content, and does not guarantee the accuracy, integrity or quality of the content, but that it shall have the right to remove in its sole discretion any content that it considers to violate these Terms.
You understand, also, that all opinions expressed by users of this site are expressed strictly in their individual capacities, and not as representatives of Investorsbuzz.com
Each author of a post or comment is entirely and solely responsible for all of her or his own contents and his or her acts. 
In addition, in using this Site, you agree not to:
o disrupt, interfere or Restrict any other visitor’s use of the Site or affiliated or linked sites, including, without limitation, by means of "hacking" or defacing any portion of the Site; 
o Use the Site for any unlawful purpose; 
o Express or imply that any statements you make are endorsed by us, without our prior written consent; 
o Not to access or attempt to access any Design Content which you are not authorized to access;
o Modify, adapt, sublicense, translate, sell, lease, reverse engineer, decompile or disassemble any portion of the Site; 
o "Frame" or "mirror" any part of the Site without our prior written authorization; 
o Harvest or collect information about visitors to the Site without their express consent. 
o Remove any copyright, trademark, or other proprietary rights notices contained in the Site 
You also agree to comply with all applicable laws, rules and regulations in connection with your use of the Site and the content made available therein. 

When you post a comment on the Site, You agree to:
o Post comments in both tone and content that contribute in a positive and high quality manner to the substantive exchange of information and the subject matter of the Site. 
o If you choose an alias, be responsible for all statements made and acts or omissions that occur by use of your alias. 
o Waive any and all rights against Investorsbuzz and hold Investorsbuzz harmless in connection with any claims relating to any action taken by Investorsbuzz.com as part of its investigation of a suspected violation or result of its conclusion that a violation of these Terms of Use has occurred, including but not limited to the removal of material from the Site or a suspension or termination of your access to the Site, 
o Maintain and promptly update your registration data to keep it true, accurate, current and complete.
o Automatically grant - yourself or because you have the unrestricted right from the actual owner – Investorsbuzz a royalty-free, perpetual, non-exclusive and fully transferable and sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display comments you post (in whole or in part) worldwide and/or to incorporate any one of those comments in other works now or in the future. 
	
You agree not to: 
o Choose an Alias that is threatening, abusive, offensive, harassing, derisive, defamatory, vulgar, obscene, libelous, hatefully, racially, ethnically or otherwise or objectionable. 
o Post any comment that you either know or should know is false, deceptive or misleading, or misrepresent or deceive others as to the source, accuracy, integrity or completeness of any comment you post. 
o Post any comment that does or may invade the privacy or violate or infringe on any rights of others, including, without limitation, copyrights and other intellectual property rights. 
o Post any non-public or otherwise restricted, confidential or proprietary information without authorization. 
o By use of your Alias or in any comment, impersonate any person or entity, falsely or deceptively state, infer or otherwise misrepresent your affiliation with or connection to any person or entity. 
o Post any advertising, promotional materials, so called "chain letters," "pyramid" or other schemes or invitations to participate in these or any other form of solicitation or promotion. If you're interested in advertising on the website, please contact us.
o Not intentionally or unintentionally violate any applicable state local, state, national or international law, regulation or order of any court, including but not limited to regulations of the U.S. Securities and Exchange Commission, any rules of any securities exchange, including without limitation, the New York Stock Exchange, the American Stock Exchange or The Nasdaq Stock Market. 
o Post any comment which, either the act of posting or the comment itself, you do not have a right to do under any law, regulation or order of any court, or as a result of an employment, contractual, fiduciary or other legal obligation or relationship. 
o Post any comment that is unlawful, harmful or injurious to others, threatening, abusive, offensive, harassing, derisive, defamatory, vulgar, obscene, libelous, hatefully, racially, ethnically or otherwise tortious or objectionable. 
	
5. Overview of Posting Comments or Content
Our blogs and content are intended to serve as a discussion center for thoughtful users who make their own investment decisions, with or without the help of a broker. They are not the place for stock touters, cheerleaders or hypesters. We strongly encourage all participants to disclose any positions they have in stocks being discussed (e.g., long, short, no position).
We also respectfully ask that you not engage in any:

o Stock touting. 
o Personal attacks against an author or another user. 
o Profanity or vulgarity.or offensive conudct of any kind 
o Business solicitations or advertising. 
o Inappropriate, unethical or misleading behavior. 

Investorsbuzz editors, at their discretion, may remove comments that violate these standards. These standards are designed to ensure that the dialogue on the Site is credible, responsible, intelligent and informative. We cannot guarantee that users will tell the truth, and we will not monitor the veracity of names and positions or the content of any posts. However, by setting out the above guidelines, we hope to raise the credibility of the discussion and foster a spirit of open, honest exchanges of information. In addition, please be advised that even if a user who posts a comment may, if the user so registers, be publicly identifiable only by the alias he or she chose during registration, Investorsbuzz.com records will contain the actual identity of the author of any comment posted to the Site.  
Investorsbuzz aims not to publish any articles submitted by authors who work for a company in the Investor Relations area nor articles submitted from research firms or authors who are compensated by a company for coverage of their business or equity.
Should an author have a business relationship with a company named in a post created by the author, the relationship is to be fully and accurately disclosed.
If you wish to comment on the policies of investorsbuzz.com please contact investorsbuzz@gmail.com. We will go through the information that you correspond, however it may not be possible for us to act or respond to each and every email.

6. Caveats
While we believe that the Site can and should be a positive environment for the exchange of information, you understand that the Site is open for posting to all users. Some individuals may post comments that may be offensive, indecent, objectionable, false, misleading or simply inappropriate.

7. Disclaimer of Warranties
NEITHER INVESTORSBUZZ NOR ANY PROVIDER OF THIRD PARTY CONTENT OR THEIR RESPECTIVE AGENTS WARRANTS THAT THE SERVICE PROVIDED BY THIS SIT WILL BE UNINTERRUPTED OR ERROR FREE. INVESTORSBUZZ AND THE CONTENT ARE DISTRIBUTED ON AN “AS IS, AS AVAILABLE” BASIS. NONE OF INVESTORSBUZZ, THIRD PARTY CONTENT PROVIDERS AND THEIR RESPECTIVE AGENTS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO INVESTORSBUZZ, ANY CONTENT OR ANY PRODUCTS OR SERVICES SOLD THROUGH THIS SERVICE NEITHER INVESTORSBUZZ NOR ANY THIRD PARTY CONTENT PROVIDER WARRANTS THAT THIS SITE OR OUR SERVER OR ANY FILES AVAILABLE FOR DOWNLOAD THROUGH THIS SITE WILL BE FREE OF VIRUSES OR SIMILAR CONTAMINATION OR DESTRUCTIVE FEATURES. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE OR SERVICE AND THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. 
NEITHER INVESTORSBUZZ, ANY THIRD PARTY CONTENT PROVIDER NOR THEIR RESPECTIVE AGENTS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE OF THIS SITE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 
SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, THE LIABILITY OF INVESTORSBUZZ, THIRD PARTY CONTENT PROVIDERS AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. 

8. Limitation of Liability
INVESTORSBUZZ  AND  ITS  RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SUPPLIERS, ADVERTISERS, AGENTS AND SPONSORS ARE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE AND/OR ANY CONTENT CONTAINED THEREIN, OR ANY PRODUCT OR SERVICE USED OR PURCHASED THROUGH INVESTORSBUZZ. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING IT. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO INVESTORSBUZZ. FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID TO US BY YOU, IF ANY, FOR ACCESS TO THE SITE
Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.

9. Indemnification.
As a condition of your use of the Site, you agree to indemnify, defend and hold us, our officers, directors, employees, consultants, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from (a) your violation of the TOU; (b) your use of the Site; or (c) your violation of the rights of any third party.

10. Termination. 
You understand and agree that Investorsbuzz may, under certain circumstances and without prior notice to you, immediately terminate your access to and use of the Site. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the TOU or other agreements or guidelines, (b) requests by law enforcement or other government or regulatory authorities or (c) repeat violators of third party copyrights or other intellectual property, (d) a request by you (self-initiated account deletions), (d) discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems, (f) extended periods of inactivity, (g) engagement by you in fraudulent or illegal activities.

11. Miscellaneous.
The Site is directed solely to individuals residing in jurisdictions in which provision of the Site’s content is legal We make no representation that materials provided on the Site are appropriate or available for use in other locations. Those who choose to access the Site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Site to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide
The TOU, together with all Investorsbuzz policies referred to herein, constitutes the entire agreement between you and Investorsbuzz relating to your use of the Site and supersedes and any all prior or contemporaneous written or oral agreements on that subject between us. 
We reserve the right to require you to sign a non-electronic version of the TOU.

12. Privacy Policy
Privacy Policy for Investorsbuzz.com
The privacy of our visitors to Investorsbuzz.com is important to us.
At Investorsbuzz.com, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use and visit investorsbuzz.com, and how we safeguard your information.  We never sell your personal information to third parties.
Log Files
As with most other websites, we collect and use the data contained in log files.  The information in the log files include  your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.
Cookies and Web Beacons
We do use cookies to store information, such as your personal preferences when you visit our site.  This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.
We also use third party advertisements on investorsbuzz.com to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed.  This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).
DoubleClick DART cookies
We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements).  This cookie is used to serve ads specific to you and your interests (”interest based targeting”).  The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey).  DART uses “non personally identifiable information”.  It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.  You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx  
You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts.
Deleting cookies does not mean you are permanently opted out of any advertising program.  Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.



The Terms of Use was last revised: June 6, 2009
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