There are different types of securitized products, including Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, Securitized Auto loans, Securitized Consumer Loans etc.
The approach used in the creation of securitized products is usually to pool a large number of loans, such as mortgage loans in the case of RMBS for example, tranching the pool according [...]
Archives for September, 2009
Securitized Products
Bonds
Companies, or governments for that matter, can raise money not just by issuing shares, but also by issuing debt. Bond investors receive interest for the capital they provide. While bonds generally have lower risk (depending on the credit rating), the yield is lower as well- This, in addition to the complexity around calculating and investing [...]
Equity
Equity in terms of shareholders equity interest refers to the ownership interest in a corporation.
Equity shares are often also called security, indicating that the share serves as a security proofing ownership in the company. Shareholders equity can be calculated by subtracting liabilities from assets, also called a company’s net worth. By dividing the shareholders equity [...]
The blue, the white, the green and the red biotech
Today, the field of biotechnology is commonly grouped in four areas of application:
Red Biotechnology – This term is applied to the use of biotechnology in the medical processes, for example using microorganisms to produce drugs or synthetic hormones such as antiobiotics, growth hormone or erythropoietin
Green Biotechnology applies to the use of biotechnology in the agricultural [...]
Trade Date Accounting
The trade date is the date at which an entity commits to purchase or sell an asset. Trade date accounting is a method to account for a transaction on the trade date, as opposed to the settlement date when the transaction is finalized and the asset is delivered.
For example, an entity enters into a contract [...]
